Addressing all your financial priorities in life.
From everyday banking to long-term investing, we bring you a suite of world-class solutions to help meet your financial needs.
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Enjoy the benefits of a range of banking account solutions that provide you with full transactional capabilities, special pricing privileges and higher returns.
| i. | Deposits |
| Priority Banking offers preferential interest rates for your deposits and also discounts on bank service fees, including free inward remittances on CHATs (local telegraphic transfers) and inward telegraphic transfers. |
Priority Banking customers can enjoy a full range of deposits products:
- Hong Kong Dollar Time Deposits
- Foreign Currency Time Deposits
- Hong Kong Dollar Savings and Current Accounts
- US Dollar Savings and Current Accounts
- Foreign Currency Savings Accounts
- Renminbi Services
- Bonus Payroll Accounts
| ii. | Floating Overdraft Facility Secured by Deposits |
| Our Floating Overdraft Facility Secured by Deposits gives you peace of mind because it covers your cheque payments or direct debits within a prescribed facility limit even if your account is overdrawn. Please contact our branch staff for details. |
Important Note:
"Priority Solutions" involve investment products and some of the investment products involves derivatives. The investment decision is yours but you should not invest in the investment products unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Risk Disclosure Statement:
Investments involve risks. The prices of investment products may move up or down and the worst case will result in loss of your entire investment. Customers should consider their own investment objective, investment experience, financial situation and risk tolerance level; and also read the terms and conditions of the relevant investment services / offering documents including the risk disclosures, and is advised to seek independent professional advice before making any investment decision.
Disclaimer
This webpage is prepared and issued by Standard Chartered Bank (Hong Kong) Limited and intended solely for the readers’ reference.
This webpage does not constitute any offer, invitation or recommendation to any person to enter into any transaction described therein or any similar transaction, nor does it constitute any prediction of likely future movements in prices or any representation that any such future movements will not exceed those shown in any illustration therein. All figures appearing are for illustration purposes only.
To help you achieve your investment objectives, we have an all-weather approach with solutions and products that helps meeting your individual financial goals, life stages and risk appetite for your consideration.
Your Relationship Manager with a qualified team of investment counsellors will ensure that you receive the best wealth management solutions in hand with our wide range of investment, treasury and insurance products.
To meet your investment objective, a wise investment approach is indispensable. The "Core & Satellite Investment Strategy" combines long term and diversified "Core" investment that helps achieve long term investment goals with some short-term and opportunistic "Satellite" investment that helps grasp market opportunities from time to time.
Core Investment
We understand that you have long term financial needs, such as investing property, funding your child’s education or preparing for your retirement.
Satellite Investment
Your satellite investment aims at supplementing your core by capturing specific opportunities from time to time. And it is typically short term in nature.
Protection Portfolio
To ensure that the wealth you have built up remains protected, and your family’s future is looked after, even in unforeseen circumstances, we find the right insurance plan for you. These range from whole life plans to endowment plans and investment linked insurance portfolios that provide you returns and insurance coverage at the same time.
Priority Banking offers you comprehensive investment solutions and services, including:
- Standard Chartered Monthly Investment Plan
- Investment Fund Services
- Premium Deposit
- Debt Securities Services
- FX Trading
- Securities Services
- Structured Product
- Equity Linked Investment Services (ELI)
- Wealth Financing
Whether you are a seasoned or first-time property investor, we have made it our priority to help you secure the right loans and support you on maximising returns from your investment in property markets.
Our property investment solutions come with specially customised benefits that help you capitalise on the opportunity efficiently and in time.
- Faster approvals
- Mortgage Loan Assurance Plan provides you life protection packages related to your mortgage loan
- Preferential Offers tailored by your Relationship Manager
Our Relationship Managers along with our property loan specialists can also help you choose the right mortgage plan from a suite of different plans that most suit your needs, such as Mortgage Interest Rate on HIBOR basis, MortgageOne® and LinkOne™.
Your Priority Banking Card and Priority Banking Credit Card unlock a whole range of services, privileges and rewards that befit your prority status.
The Priority Banking Card
The specially designed Priority Banking Card is your primary global relationship card with the Bank when you begin your relationship. This card provides you not only with global recognition at all Priority Banking centres and branches, but also local and international access to your banking accounts.
Internationally, you can also make withdrawals at China UnionPay, CIRRUS or JETCO ATM networks at no charge.
The Priority Banking Credit Card
Your Priority Banking Credit Card unlocks a whole range of service privileges and Priority Banking 360° Rewards that befit your Priority Banking status.
Standard Chartered Bank recognises the achievements of Priority Banking customers like you and has created the finest credit card to present an exemplary level of prestige and service. The new Priority Banking Credit Card has to be a Visa Infinite Card which surpasses ordinary Platinum credit cards. It is the key to unveil the world of “Priority Banking 360° Rewards” bringing you distinguished rewards.
Spend with the Priority Banking Credit Card in local or overseas, and earn yourself Double Points with no boundary. It is your call to redeem mileage, premium gift items or cash vouchers from the 360° Rewards Catalogue.
We would like to extend the same exclusivity and priority to your family members and three complimentary supplementary cards are ready upon your demand.
Remarks:
- Only Priority Banking customers are eligible to Standard Chartered Priority Banking Credit Card.
- Only Priority Banking customers can enjoy annual fee waiver of the Priority Banking Credit Card.
- Terms and Conditions applied to Priority Banking 360° Rewards and the Priority Banking Credit Card 360° Rewards Scheme.
- Please refer to the Priority Banking 360° Rewards section for details.
UPGRADE PRIVILEGES STYLISH LIVING
Complimentary handcrafted beverage upgrade at Starbucks
Spend with your Priority Banking Credit Card at Starbucks to enjoy :
- Complimentary upgrade with purchase of any Tall or above-sized handcrafted beverage, from Tall size to Grande size or from Grande size to Venti size for all hot/cold beverages (except bottled and canned beverages).
Terms and Conditions apply to the above offers.
PREMIUM TRAVEL PREMIUM STATUS
Airport lounge privileges
As a principal cardholder, Priority PassTM membership is yours. You can enjoy complimentary access* to over 600 Priority Pass airport lounges all over the world. Call our Customer Service Hotline at 2209 5888 to get your Priority Pass.
*Complimentary access to airport lounges is only applicable to the Principal Cardholder of Standard Chartered Priority Banking Credit Card. Lounge visit from Supplementary Cardholder and accompanying guest is subject to a charge of HK$210 plus VAT (if applicable) per person per visit. For details, please refer to www.prioritypass.com. Usage of airport lounge is subject to the Conditions of Use set out in the Priority Pass Lounge Directory.
Complimentary travel accident insurance worth US$1,000,000
Now with the Priority Banking Credit Card, you can “Sign and Fly” to enjoy our superior complimentary travel accident insurance; the comprehensive coverage is up to US$1,000,000^. It also comes with coverage more than travel accidents including luggage loss or delay, flight delay and more.
If you are unfortunately injured or sick, Travel Guard will arrange for your return back to Hong Kong via air ambulance or arrange medical treatment at other locations.
Your spouse and dependent children under the age of 23 will also enjoy the same comprehensive coverage.
^ Maximum coverage is up to HK$7,800,000.
Remarks:
- The plan is underwritten by Chartis Insurance Hong Kong Limited ("Chartis HK"), in Hong Kong. The protection plan is subject to the terms and conditions of the Master Policy underwritten by Chartis HK. For details including the claims procedures, excess, coverage, conditions and exclusions, please contact Chartis HK Customer Service Hotline (852) 3666 7123 (Service hour: Monday-Friday 9am to 6pm, except public holidays).
- Travel Accident Protection for dependent children under 23 years of age is limited to a maximum of HK$975,000.
- This promotional material provides a summary of the policy benefits only. Coverage should be subject to the terms and conditions of the policy.
- All decisions as to the means of transportation and the final decision will be made by Travel Guard and will be based on solely upon medical necessity.
UNPARALLELED PRIVILEGES
Airport Privileges
- Enjoy exclusive shopping privileges around the airports in Asia Pacific
- Airport travel assist offers you a personal escort between the aircraft door and your car
Golf for Less
You’ll have discounted access to various renowned golf clubs. Also, you can enjoy golf at discounted green fee at selected golf clubs in Asia Pacific.
Exclusive Access Platform
Visa Infinite has lined up a series of internationally acclaimed luxury brands to create a world of unparalleled privileges exclusively for you, including access to private club, VIP privileges, personalized lifestyle, fine dining offers and unsurpassed travel experience with Visa Airport Limousine Program.
Luxury Hotel Collection
Wherever you travel with Visa Infinite, you can now enjoy extensive privileges including best available rate, room upgrade, late checkout, complimentary continental breakfast and free in-room internet access from a list of 5-star luxury hotels worldwide.
Concierge
The Visa Infinite Concierge Service assists you with Trip Planning Assistance, Hotel Reservations, Flight Reservations, Restaurant Reservations, Car Rental and Performance Tickets booking.
For details, please visit www.visainfinite-asia.com.
Terms and Conditions:
- The approval of the Priority Banking Credit Card application is subject to the final decision of Standard Chartered Bank (Hong Kong) Limited (the "Bank”). For details of the offers, please refer to related Terms and Conditions.
- The Bank reserves the right to amend the contents and all the Terms and Conditions contained in the website at any time. In case of disputes, the decision of the Bank shall be final.
- If there is any inconsistency or conflict between the Chinese and English versions, the English version shall prevail.
